Banking
Welcome to the blog of ICC students. You have just started your new life in London. Do you feel it would be exciting, interesting or it might be confusing ? You have a lot of opportunities to pay in your life. Talking about money, most of you hit upon BANKING immediately.
○Why do we recommend banking ?
In your case, bank accounts are convenient because
① You can deposit and withdraw your cash
② You can pay by credit cards
③ You can receive your salary by part-time jobs in your bank accounts
and so on.
The most important information for students from foreign countries is
●How to open a bank account
Basically, the process of opening bank accounts in the UK is similar to the case in Japan, but they are not the same. In the UK, it is as follows:
ⅰ: You choose a bank.
ⅱ: You visit the ICC office near from the Regent campus in order to prepare necessary documents
ⅲ: You go to the bank with your documents and PASSPORT.
ⅳ: You receive your debit card
ⅰ: If you go to ICC office before you decide which bank account to open, you would not receive necessary documents immediately. The documents are issued separately in accordance with each bank.
There are 5 major banks in London: Lloyds, Barclays, HSBC, Royal Bank of Scotland and Standard Chartered. Do you know them?
In fact, few students do investments, so there are no big differences in services between major banks. Still, you feel glad to open a bank account as soon as possible. Talking about the length of time for opening, Lloyds is the best. Furthermore, Lloyds is a stone’s throw away from the Regent campus, where you will study English in the first term. ICC office is also nearby here. Do you understand what this means? Lloyds is the most convenient bank for you, taking little time. How about another banks? Take the case of Barclays. Barclays is famous among ICC students for the strict investigation of new customers. You may not be allowed to open an account longer than you expect. Some ICC students had a shocking experience. That is why we recommend Lloyds. We inform you of it.
ⅱ: In the ICC office, you should let the officers know your name and the name of bank. You will be given a necessary document soon. If there is anything unclear, you can ask them. They are well-experienced and put your shoes on. They must be your help!
Address: 16 Little Titchfield Street
London W1W 7UW
United Kingdom
ⅲ: Lloyds TSB is nearby the Regent campus. You can go there and talk with them about it. Don’t forget to bring your PASSPORT.
It will take only 20 minutes to open an account. You can choose your account type in 3 kinds: classic, silver and gold. Only classic accounts cost nothing for maintaining, so we recommend it.
ⅳ: You can receive your debit card in a week at your address of registry. Some students take it at the reception room of your accommodation, others at your host family house. Then, you can confirm the PIN number and change it if you like.
※ You should keep necessary phone numbers in mind in case you lost your bank card. This is applied to another kinds of cards such as credit card, cash card, insurance for studying abroad and so on.
Phone number of Lloyds TSB : 0800 096 9779
●Services
Lloyds will offer necessary services likewise in Japan. Lloyds is easy to find in London, but we know you do not use every one of them. We will let you know only some convenient ones for you.
Regent Street:
Tell: 845 300 0033
Old street: Macpherson House, 69 Old Street, London EC1V 9JB
Tell: 845 300 0000
Victoria: 1 Lime Street, London EC3M 6
Tell: 20 7327 1000
●Internet Banking
They also have Internet banking services. It is convenient for us to complete the frequent tasks.
1 Your statements
A statement is a report about how much money you spend in a month. You can check your statement on the Internet if you register for it.
2 payments and transfers
You can make payments online, it means paying a person, bill and credit card.
Do you understand the process of opening a bank account and convenient Internet banking through the blog? We actually went through these procedures a few days after arrival and enjoy living without worrying about banking systems, so why don’t you go to the ICC office and a bank tomorrow? Don’t hesitate to ask questions for help, if anything. We hope that this will be a help and you will make it well!!
Yuichi, Shin
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